Our Products & Services

Small and Medium-Sized Businesses. We are able to provide insurance and risk management solutions to both small and medium-sized businesses based on peculiar needs. This involves a critical assessment of those needs, an evaluation of the risks and the provision of tailor-made solutions to meet those needs. Some examples of solutions available includes;

Small and Medium Sized businesses
  • Burglary
  • Motor and fleet
  • Travel insurance
  • Goods in transit
  • Property and fire
  • Homeowners
  • Flood damage
  • Public liability
  • Employers liability
  • Keyman, Term, and mortgage
  • Workmen's compensation, and Group life policies
  • Church funeral and group funeral for associations.
Large Corporates:

Large enterprises and multinationals often face diverse forms of risk and complex insurance needs that require highly sophisticated and carefully crafted solutions to help identify those liabilities and reduce the exposure associated with the occurrence of those risks. Some of the solutions available in managing these risks effectively include the following…

    • Directors’ and Officers’ Liability
    • Motor fleet cover
    • Bonds and Fidelity
    • Corporate travel insurance request
    • Mortgage and Credit life
    • Marine Hull and Cargo
    • Professional Indemnity
    • Group life and employee benefits
    • Employers and Public liability
    • Equipment and Electronic insurance
    • Energy and Mining insurance
    • Property and fire
    • Goods in transit
    • Contractors and Erection All Risk
    • Oil and business interruption policies
Added Services

We also provide risk management services that help to mitigate the impact of the risk occurring:   Risk management involves the process of identification, evaluation, controlling, monitoring and reporting of potential risks in order to reduce the loss it may have on individuals and business operations.

Sealand Brokers provides support services for training in the following areas of business;

  • Health and safety
  • Business continuity planning
  • Property loss control
  • Financial planning for staff

Claims Management Services: Sealand Insurance Brokers provides claims management support services for our clients. These services include:

Claims Management
  • Promptly acknowledging claim notifications and informing the appropriate insurance company
    immediately.
  •  Advising on claim-making and the processes involved.
  •  Collecting accurate information and documentation to proceed with the claims process
  •  Monitoring and reporting on the progress of claims to our clients
  •  Ensuring that turnaround time of all claims processes aligns to industry standards, as set out by the
    National Insurance Commission (NIC).
  •  Ensuring that delays on claim processes are duly minimized. Where there are delays, appropriate
    communication and explanations are provided to the client.
    Ensuring fair settlements of all valid claims.
Our Claim Promise

 

  • At Sealand Insurance Brokers, we endeavor to arrange for the most suitable insurance solutions, designed around your needs and placed with top-rated insurers.
  • We firmly believe in supporting you at the time you need us the most, getting you back in the same position you were in before the loss occurs as quickly as possible.
  • During disaster recovery mode, our priority is to take the complexity of a claim off your hands and negotiate a fair and prompt claim settlement on your behalf.
  • We also help to reduce the cost of insurance by analyzing the causes of claims by offering claims reporting, insights and trends analysis to establish the causal effect to prevent future occurrence.
  • Church funeral and group funeral for associations.
Client’s Responsibilities at the time of a Claim

 

  • Immediately notifying us of claims or potential circumstances that may give rise to a claim.
  • Make acquainted oneself with the cover terms and conditions and other procedures directly relating to claims, or similar documentation provided, as well as the notification conditions.
  • Failure to adhere to the notification requirements, particularly timing, as set out in the policy or other coverage documents, may warrant insurers to deny your claim. All material facts relating to the claim must be disclosed.
  • Claims may be made against a policy long after its expiry date. It is important, therefore, that policy documents are kept in a secure place.
  • Do not admit liability or agree to any course of action, other than emergency measures carried out to minimize the loss, until insurers have given their agreement. Notify us on all crime related claims immediately.

Capabilities

Strategy

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Audit

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Restructuring

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